"Credit has done a thousand times more to enrich mankind that all the gold mines in the world. It has exalted labour, stimulated manufacture, and pushed commerce over every sea" Daniel Webster


Hong Kong Credit and Collection Management Association (HKCCMA), the first and only association for the credit and collection practitioners in Hong Kong. The Association was officially established in December 1999 by a group of keen practitioners in the industry under the assistance of Ms. Christine Loh, ex- Legislative Councilor and Chairman of the Citizen Party. Other than Ms. Loh, the Association has also gained the support of the following persons and organization to be our consultants and patrons. They are:

• Mr. Neil Wood, Past Director of the International Units of the ACA International Association.

• Mr. Victor C.Y. Chan, a qualified solicitor, Partner of Victor Chan and Co., the Association's Honorary Legal Advisor.

• Mr. Ricky J. F. Li, a qualified attorney in China, Partner of Alpha and Leader Law Firm, the Association's Honorary China Legal Advisor.

ACA International Association (formerly known as American Collectors Association), an international trade organization of credit and collection professionals that provides a variety of accounts receivable management services to over one million credit grantors. Headquartered in Minneapolis, ACA serves members in the United States, Canada and 55 other countries worldwide.