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Archived Polls


No. Date Polls Title Created By  
1 01-Jun, 2005 Does your organization use credit risks transferring tools? HKCCMA View
2 01-Dec, 2004 How significant is to you if your credit reporting agency includes all original prints of government searches, such as company search, land search, BR copy, for your references? HKCCMA View
3 01-Mar, 2004 Should a company's sales staff be aware of the credit limits set on their customers? HKCCMA View
4 01-Aug, 2003 How useful is automated credit scoring when assessing a corporate's creditworthiness? HKCCMA View
5 01-Feb, 2003 Which party is to be benefited most from "debt relief" program (specifically, Individual Voluntary Arrangement)? HKCCMA View
6 01-Dec, 2002 In a whole, do you support the sharing of positive credit data among banks? HKCCMA View
7 01-Dec, 2002 Do you agree that the sharing of positive credit data would help borrowers to gain loans on a easier term? HKCCMA View
8 01-Dec, 2002 Do you think that privacy of banks customers are being intruded if positive credit data is shared among banks? HKCCMA View
9 01-Dec, 2002 Do you agree that sharing of positive credit data among banks helps reduce bankruptcy rate in Hong Kong? HKCCMA View
10 01-Jul, 2002 Which organization is the ideal executive body for gathering and sharing the positive data of bank individual customer? It should be: HKCCMA View
11 01-Mar, 2002 To reduce the loss of banks and financial institutes due to bankruptcy, the Hong Kong Association of Banks (HKAB) is proposing the sharing of positive data of individual bank customers to help tackle serious credit card bad debt problem. What client data should be shared? (i) How many cards a customer holds (ii) Credit limit (iii) Residential address and phone number HKCCMA View
12 01-Dec, 2001 Is Credit Scoring applicable to all commercial credit operations? HKCCMA View
13 01-Oct, 2001 In general, which party ultimately should be held responsible for uncollected debts? HKCCMA View
14 01-Oct, 2001 Which party within an organization is considered the most effective party for contacting the debtors for overdue accounts receivable? HKCCMA View
15 01-Aug, 2001 For repeated bankrupts, what is the reasonable time before which an automatic discharge should be granted? HKCCMA View
16 01-Aug, 2001 For first time bankrupts, what is the reasonable time before which an automatic discharge should be granted? HKCCMA View
17 01-Jun, 2001 What credit tools/process you would rely on mostly when making credit decision? HKCCMA View