Dear Members,

The AGM and Dinner held on 13 January 2012 was attended by well over 80 members and their guests at the Penthouse of the magnificent Club Lusitano in Central. The highlight of the evening was the presentation of two achievement awards. This year, the "HKCCMA-Credit On Demand's Credit Practitioner/Team Award 2011" goes to the DHL Express' Customer Accounting Team and the inaugural "Credit Management Excellence Award 2011" goes to Mr. Spencer Lam of Next Media Ltd.

We are pleased to announce the 2011-2012 Executive Committee and Sub-committees and its office bearers as follows:

Executive Committee

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Chairman

Mr. Stephen S. K. Lo, FCCMA, CCCE, CCP
Director of Credit Management - Asia Pacific
Bayer MaterialScience Limited

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Vice - Chairman

Chairman of Publication

Mr. Ricky Chan, FCCMA, CCP
Regional Credit Manager – Greater China
Future Electronic (HK) Ltd.

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Secretary, Treasurer

Mr. Germany Heng, FCCMA, CCP (FCI), CCCE
Executive Director
SAL Insurance Brokers Limited

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Executive Councilors & Sub-Committees

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Chairman of Certification Committee

Mr. Bobby R. Rozario, FCCMA, MCE
Managing Director
Alpha & Leader Risks and Assets Management Co. Ltd.

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Chairman of Survey Committee

Mr. Benedict C. K. Wong, FCCMA MCE
Managing Director & CEO
Total Credit Management Services Hong Kong Limited

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Chairman of Annual Award Committee

Mr. Philip Chan, FCCMA, CCP
Credit and Collection Manager
Polo Ralph Lauren Asia Pacific Limited

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Chairman of Public Relations Committee

Mr. Paul Tsang, FCCMA
Assistant Credit Control Manager
On Time Express Ltd.

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Chairman of Education Committee

Miss Grace Wong
General Manager
Coface Greater China Services Limited

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Chairman of Membership Committee

Mr. Francis Yeung, FCCMA, CCP

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Staff

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Director of Communication

Ms. Betty W. S. Huen, MCCMA, CCAE, CCP
Assistant General Manager - Regional Business Development and Customer Services
Alpha & Leader Risks & Assets Management Co. Ltd.

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Director of Certification & Compliance

Mr. Andrew Kwok, FCCMA, CCAE
Director - International Business Development
Total Credit Management Services Hong Kong Limited

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Web Master

Mr. Eddie Chan, FCCMA
Director - Greater China
Total Credit Management Services Hong Kong Limited

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Yours sincerely,

For & On Behalf of

Hong Kong Credit & Collection Management Association

Germany Heng, FCCMA, CCP (FCI), CCCE

Secretary